Personal Banking
Smarter Everyday Banking For Your Goals
Open an account in minutes. Get paid up to 2 days early with direct deposit, earn unmatched interest on your savings, and manage everything with effortless mobile controls.
Premier Checking
Your ultimate daily spending hub. Unlimited digital transactions, contactless virtual debit card, and zero foreign transaction fees.
$0.00 / mo
No minimum balance required
- Free domestic ATM withdrawals
- Early paycheck direct deposit
- Instant lock & unlock card controls
Most Popular
High-Yield Savings
Supercharge your savings goals with one of the most competitive annual yields in the nation. Interest calculated daily and paid monthly.
4.85% APY
Over 10x national average rate
- No monthly maintenance fees
- Automated round-up savings rules
- FDIC-insured up to $250,000
CashBack Debit
Earn cash back on everyday purchases at grocery stores, restaurants, and streaming services automatically deposited into checking.
Up to 3%
Cash rewards on select merchant tiers
- Real-time purchase cash rewards
- Apple Pay & Google Wallet enabled
- Zero liability fraud protection
Direct Comparison
See how Chase Mobile Bank compares
Traditional brick-and-mortar institutions burden customers with maintenance fees and meager yields. See the difference.